Scan the QR code from your phone to download the Monzo app.

Now, download the <highlight>Monzo</highlight> app

Spend, save and organise your money with Monzo.

Control how you spend and save with Pots. Save for your next holiday. Keep your bills separate. Put something aside little and often for your next big thing.

Split your restaurant bill easily. Plan a group trip or divide household expenses with a shared tab. Send or receive payments without digging out bank details.

Live balance updates? Check. Heads up before your Direct Debits are due? Got it. No spreadsheets needed: we'll show trends for your spending and savings.

British Bank Award - Best business banking provider 2024

We are participants in the Current Account Switching Service

Pay on the go with your business debit card, Apple Pay or Google Pay. Make international payments through the app with our Wise integration. Spend money abroad without fees. And get paid by sending customers a single link. Fees apply.

It takes minutes to apply, and it's free to start.

We are participants in the Financial Services Compensation Scheme

Move money with free, instant UK bank transfers. Upload photos of receipts to do your accounting. Chat to our customer service team 24/7.

Get notified the second you pay someone, or get paid. Set money aside for one-off buys or regular bills using Pots. And understand your spending with categories and reports.

British Bank Awards Best Banking App Winner 2023

A free bank account for kids aged 6–15, linked to your Monzo account.

There are no up-front costs, subscription or top-up fees.

Keep track of their spending in your app, set spending limits and use customisable controls.

They get their own card and can get the Monzo app if they have a device - we've made it child-friendly for them.

It's Monzo, but for your kids. What's not to love?

When you have Monzo Pro, you’ll get instant cash back rewards each time you spend with your debit card. 

Offers vary by state.

* The Monzo mobile banking app facilitates access to banking services through Sutton Bank, Member FDIC. The Monzo Mastercard Debit Card is issued by Sutton Bank, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Add all your accounts and cards to Monzo and save time switching between countless apps.

Keep expenses and savings separate from your main balance every time you get paid. You'll never have to worry about accidentally spending what you might need later.

Earn more interest on your savings. Every month, you’ll get extra money on top of your savings. You can take money out anytime, as many times as you want.

Your money is eligible for FDIC insurance up to 50,000 should the bank holding your funds fail.* Protect your account with Touch ID, Face ID, fingerprint, or PIN. Instantly freeze your card anytime you're worried.

We'll help you manage all of your money — no matter where it lives — so you can see the big picture.

Easily track how much you've spent and where your money's actually going. Stay focused on having fun, with the peace of mind that your monthly essentials are covered.

QR code for Monzo on the App and Play store

To claim your reward, you'll need to finish signing up for Monzo and make a card transaction before {{expiryDate}}

To claim your reward, you'll need to finish signing up for Monzo and make a card transaction.

To receive your £10 reward, you'll need to finish signing up for Monzo and use your current account to pay for something before {{expiryDate}}

To receive your €10 reward, you'll need to finish signing up for Monzo and use your current account to pay for something before {{expiryDate}}

To receive your $10 reward, you'll need to finish signing up for Monzo and use your current account to pay for something before {{expiryDate}}

or search for 'Monzo' in the App or Play store

If you've ever started signing up for Monzo or had an account before, you're not eligible for this offer.

By clicking accept invite above you agree to these <termsLink>terms and conditions</termsLink>. If you want to find out more about how we use data then see our <privacyLink>privacy notice</privacyLink>.

Monzo Business Lite is free, Business Pro is £9/month with your first month free.

Monzo Business Lite is free, Business Pro is €9/month with your first month free.

Monzo Business Lite is free, Business Pro is $9/month with your first month free.

Sign up for an account as a sole trader or director of a limited company. UK business only.

Sign up for an account as a sole trader or director of a limited company.

Spend on your card within 30 days (excluding ATM and money transfers).

Sign up for an account with your friend's link.

We'll send you reminders using the mobile number you enter above to let you know how long you have left to claim your reward.

If you want to find out more about how we use data then see our <a>privacy notice</a>.

You are only eligible for a referral reward if you don't already have a Monzo account and haven't applied for a Monzo account in the past.

Join more than {{ customerCount }} million people with a Monzo account

Join more than {{ customerCount }} million people with a Monzo account to earn up to £100

Join more than {{ customerCount }} million people with a Monzo account to earn up to €100

Join more than {{ customerCount }} million people with a Monzo account to earn up to $100

Join more than {{ customerCount }} million people with a Monzo account to earn up to £200

Join more than {{ customerCount }} million people with a Monzo account to earn up to €200

Join more than {{ customerCount }} million people with a Monzo account to earn up to $200

Join more than {{ customerCount }} million people with a Monzo account to earn up to £50

Join more than {{ customerCount }} million people with a Monzo account to earn up to €50

Join more than {{ customerCount }} million people with a Monzo account to earn up to $50

By clicking accept invite above you agree to these <a>terms and conditions</a>.

Your data will be processed as part of our <privacyLink>privacy notice</privacyLink>. By signing up to our Monzo Waitlist you're giving us permission to contact you about products and services in your location, and how you can be involved.

By clicking accept invite above you agree to these <termsLink>terms and conditions</termsLink>. If you want to find out more about how we use data then see our <privacyLink>privacy notice.</privacyLink>

With a neon ticket you'll skip the Under 16s account waitlist and get in straight away 🎉

Make sure you use the same mobile number ({{ phoneNumber }}) so you can redeem your neon ticket plus the £10 reward 🎉

Make sure you use the same mobile number ({{ phoneNumber }}) so you can redeem your neon ticket plus the €10 reward 🎉

Make sure you use the same mobile number ({{ phoneNumber }}) so you can redeem your neon ticket plus the $10 reward 🎉

Make sure you use the same mobile number ({{ phoneNumber }}) so you can redeem your neon ticket 🎉

As a parent or guardian, you need your own Monzo current account (If you're new to Monzo you'll get a £10 reward after you use your current account to pay for something)

As a parent or guardian, you need your own Monzo current account (If you're new to Monzo you'll get a €10 reward after you use your current account to pay for something)

As a parent or guardian, you need your own Monzo current account (If you're new to Monzo you'll get a $10 reward after you use your current account to pay for something)

Then redeem your neon ticket in-app to open an Under 16s account

We'll send you reminders using the mobile number you enter above

UK residents. By clicking accept invite above you agree to these <termsLink>terms and conditions</termsLink>. If you want to find out more about how we use data then see our <privacyLink>privacy notice</privacyLink>.

If you've ever started signing up for Monzo, or had a Monzo account before, you're not eligible for the bonus offer.

Someone has already signed up using the provided phone number.

By clicking Accept Invite, you agree to these <termsLink>terms</termsLink> and to receive promotional SMS texts from Monzo. Msg and data rates may apply. Msg frequency varies. Reply 'STOP' to any message to opt out. For details on our data usage, see our <privacyLink>privacy notice</privacyLink>.

{{ rewardAmount }} for you, {{ rewardAmount }} for a friend

{{ cashbackPercentage }}% cashback for you, {{ cashbackPercentage }}% for a friend

You were gifted 1 free month of Monzo Pro

You can still accept this invite from your friend to join Monzo, but you and your friend won't earn any money.

Financial Services Compensation Scheme Protected

Cashback doesn't have to be hard. Pick your offers, shop in person or online and see what you've earned instantly. Simple.

Use Pots to separate your money however you like. Round up spare change as you spend or earn interest on your savings.

Keep your money safe with groundbreaking security features, 24/7 support, and advanced fraud protection.

Split bills, send payment reminders, and keep track of joint costs, all in the Monzo app.

Pay anywhere and in any currency on your debit or credit card. Split bills in just a few taps, and upgrade to Monzo Max for worldwide travel insurance.

It’s Monzo, with Extra toppings. Get a free month of Extra when you sign up.

Automate bills. Organise how you spend. Save in clever new ways. All with a free Monzo Current Account.

These cookies allow optional features to work, but don't track you or your behaviour.

🎉 Get 1 month of Monzo Pro for free

Get access to cash back on your debit card, 3.75% APY, and powerful budgeting tools.